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5 Model Customer membiayai bisnis Anda






Pay-in-Advance: One of Five Models What Dell, and many others like him, have figured out is that starting, financing, and growing a company with your customers' cash, instead of investors' money, is a far more appealing way to go. "Easy for the likes of Michael Dell," you're wondering, perhaps, "but could I do it in my business?" In many cases, you can! Surprisingly, there are five ways--five tried-and-tested, customer-funded models--with which to do so.
1) Pay-in-advance models: Bangalore's Vinay Gupta built Via into the "Intel Inside" of the Indian travel industry. How? By asking India's mom-and-pop travel agents for a rolling $5,000 deposit in advance in return for real-time ticketing capability and better commissions than the airlines were giving them. Let's do the math: signing up 170 travel agents in the first two months gave Gupta nearly $1 million in cash--his customers' cash--with which to start and grow his business. Just like Michael Dell, but with a 21st century twist!
2) Matchmaker models: By bringing together buyers and sellers, but not owning what is bought and sold, matchmakers build great companies with virtually no startup capital.For Airbnb, the initial investment in 2007 was for a couple of air mattresses on the founders' San Francisco apartment floor. By narrowly focusing on conventions that were too big for the city's hotel inventory, and by generating revenue by bringing together people having spare bedrooms (and more!) with those who wanted to rent them, Brian Chesky and Joe Gebbia built their business one step at a time until they got noticed at the Democratic National Convention in 2008. VC funding followed, and the rest is history: 800,000 properties for rent in nearly 200 countries.
3) Subscription models: Krishnan Ganesh started TutorVista with three Indian teachers and a VoIP internet connection reaching American teens who needed help with their homework. He quickly learned that $100 per month for "all you can learn"--paid monthly in advance--was just what the teens' parents wanted. When renewal rates after the trial subscription quickly materialized at north of 50 per cent, growing the business was simply a matter of adding more fuel. VC funds provided it, and Ganesh sold the business to Pearson in six short years for more than $200 million.
4) Scarcity models: Jean-Jacques Granjon and his partners created the flash-sales phenomenon by doing something simple for Parisian apparel makers who needed to move unwanted inventory. By collecting immediate credit card payments from his members who responded to the three-day online sales with limited quantity available at discounted prices, and paying his vendors long after the goods had been ordered and shipped, Granjon didn't need any capital to sell the unwanted styles online and to start and grow what became one of France's hottest fashion brands. Unfortunately, there have been far too many imitators to make flash sales a good business, and most flash-sales businesses have struggled to reach profitability.
5) Service-to-product models: Claus Moseholm and Jimmy Maymann of GoViral, a Danish company created in 2003 to harness the then-emerging power of the internet to deliver advertisers' video content in a viral fashion, funded their company's startup and growth with the proceeds of one successful viral video campaign after another. In 2011, after having turned their service business (creating and distributing viral video campaigns, and making them both targetable and measurable) into a product platform that stood on its own, GoViral was sold for $97 million, having never taken a single krone or euro of institutional capital.
The Way Forward
In each of the five customer-funded models, the entrepreneur gets her hands on her customers' money before having to pay suppliers. That's the key, and that's exactly what Michael Dell did to get his personal computer business off the ground more than 30 years ago. It's what Bill Gates and Paul Allen did to start Microsoft, too Taking a customer-funded approach is not for every kind of business, of course. You probably can't build a biotech business or a hydroelectric power plant on some fast-moving water this way, for example. But if one of the five models is appropriate for the business you want to start, do it and prosper. It's the most sure-footed path available. And perhaps the best part of pursuing a customer-funded path is this: pouring your time and entrepreneurial talent into solving customers' problems is lots more fun, and way more satisfying, than pandering to VCs

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